Our strengths are as follows:-
Experience
Managing Director, Michael Bull (above), has more than 20 years experience in financial services and bank lending, working for Barclays Bank, St George Bank, Westpac, and Chase AMP Bank. That brings valuable inside knowledge to an industry where many brokers have limited experience (80% never having worked in finance before setting up as Mortgage Brokers !) and where many have no relevant educational qualifications. Michael was also one of Australia's youngest Licensed Investment Advisors at age 23, working for David R Bleakley & Associates then Personal investment Planners.
Qualifications
Michael is a fully qualified accountant, and has a Commerce degree from the University of NSW. As such he is able to advise on negative gearing, capital gains tax & land tax - at no charge for those taking out an investment property loan. We provide intelligent solutions to your specific borrowing requirements. Michael is currently halfway through obtaining his Financial Planning license (having let the previous one lapse in the mid 1990's). At Get Smart you will find we are commited to obtaining exceptional outcomes for our clients. Our professionalism is 1st Class.
Industry Memberships
Our clients are protected by our memberships of the Mortgage & Finance Association of Australia (MFAA) & the Credit Ombudsman Service Limited (COSL). These memberships require us to adhere to a strict code of practice, ethical conduct, and disclosure.
Wide Choice of Lenders
From humble beginnings, we now offer a choice of more than 220 different loan products from more than 32 Bank & Non Bank Lenders. We offer more products than Mortgage Choice or Aussie Home Loans.
Impartial Unbiased Advice
We don't favour any one lender over another - we get paid a flat percentage fee from all of them, for sourcing the client, for advising you correctly, and for putting together a high quality loan submission, which greatly reduces their workload. The banks and lenders pay us directly, so that means we don't charge you for our advice, or for access to our sophisticated loan comparison software.
A Client for Life
Best of all after the loan is settled, you can call us at any time to get advice on your loan account, or discuss your future needs. If you ever have any queries about your loan, we encourage you to phone us before phoning the lender. We aim to give great after sales service, & hope you become a client for life.
First home Buyers
If you are buying your first home, we give you extra attention, and make sure that you fully understand the First Homeowners Grant Scheme (phone us for a First Homeowners Grant brochure). We have lots of good information for First Home Buyers on our First Home Buyers Info Page - For more info click here.
